New York, September 10, 2015 -- Moody's Investors Service has affirmed the A3 insurance financial strength (IFS) rating of Union Security Insurance Company (USIC) and changed its outlook to stable from developing. USIC is a wholly-owned life insurance subsidiary of Assurant, Inc. (NYSE: AIZ; senior debt at Baa2, stable outlook). The rating action follows AIZ's announcement that it had entered into a definitive agreement with Sun Life Financial, Inc. (TSX/NYSE: SLF; preferred stock at Baa2 (hyb), stable), a leading Canadian life insurance group, to sell Assurant's employee benefits (EB) business (including disability income, dental, employee benefits, group life insurance, etc.), via a combination sale (of certain entities) and reinsurance transaction. The transaction does not include the sale of the USIC legal entity or its New York subsidiary (the latter not rated by Moody's; collectively "USIC"), which will retain certain run-off businesses, largely pre-need life insurance, and continue to be owned by AIZ. The transaction is expected to close in the first quarter of 2016, subject to regulatory approvals.
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