New York, May 13, 2013 -- Moody's announced today that the execution of (1) the Fifth Amendment to the Second Amended and Restated Pooling and Servicing Agreement among American Express Receivables Financing Corporation II, American Express Receivables Financing Corporation III LLC, American Express Receivables Financing Corporation IV LLC, American Express Travel Related Services Company, Inc. and The Bank of New York Mellon, as trustee, (2) the Fourth Amendment to the Receivables Purchase Agreement between American Express Bank, FSB, and American Express Receivables Financing Corporation IV LLC, and (3) the Fourth Amendment to the Receivables Purchase Agreement between American Express Centurion Bank and American Express Receivables Financing Corporation III LLC on May 10, 2013 (the "Amendments"), in and of themselves and as of this time, did not result in the reduction, withdrawal, or placement under review for possible downgrade of the ratings assigned to the certificates issued by the American Express Credit Account Master Trust (the "Certificates").

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