15.12.2005 13:30:00

NetBank(R) Announces Marketing Alliance With Homes.com

NetBank, Inc. (Nasdaq: NTBK), a diversified financialservices provider and parent company of NetBank(R) (www.netbank.com),today announced a new affiliation with Homes.com that provides usersof the real estate portal with the opportunity to earn up to $175 incash rewards for opening and funding a variety of NetBank accounts.

"Alliances such as the one we are announcing today allow NetBankto market our services to consumers who share similar characteristicsto our existing customer base - mainly persons who want a moreconvenient and valuable way to bank," said Jerry McCoy, chiefmarketing executive, NetBank, Inc. "Consumers are using technology tosimplify their lives. More than 1.6 million people access Homes.comeach month to find valuable information about buying or selling ahome. As a NetBank customer, they can enjoy the same convenientconnection to their money, no matter where in the country they callhome."

Cash rewards for opening a NetBank account can be earned in thefollowing ways:

-- $75 for opening and funding a checking account with a minimum deposit of $50 and maintaining an average daily balance of $500 for at least one month

-- $75 for opening and funding a Money Market account with a minimum deposit of $100 and maintaining an average daily balance of $1,500 for at least one month

-- $25 Visa Gift Card for opening and funding a Certificate of Deposit account with a minimum amount of $10,000 and a term of at least 12 months

Homes.com users can learn more about earning cash rewards throughNetBank by visiting www.netbank.com/homesdotcom.

About NetBank, Inc.

NetBank, Inc. (Nasdaq: NTBK) operates with a revolutionarybusiness model through a diverse group of complementary financialservices businesses that leverage technology for more efficient andcost effective delivery of services. Its primary areas of operationinclude personal and small business banking, retail and wholesalemortgage lending, and transaction processing. For more information,please visit www.netbankinc.com.

About Homes.com

Homes.com, a division of Trader Publishing Company, isheadquartered in Norfolk VA, with offices in San Diego, CA andTallahassee, FL. Homes.com provides home buyers access to over 800,000listings across the country, plus a variety of online tools to helpthem with their home buying experience. For real estate professionals,Homes.com offers cutting-edge website management tools and advancedlead generation advertising to effectively grow their business. Formore information visit www.Homes.com.

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