Hanmi (HAFC) Q2 2025 Earnings Call Transcript

Image source: The Motley Fool.Need a quote from one of our analysts? Email pr@fool.comHanmi Financial (NASDAQ:HAFC) reported sequential growth in net interest income and margin, with disciplined expense management maintaining the efficiency ratio at 55.7% despite elevated credit loss expenses. Asset quality metrics improved markedly, including substantial reductions in criticized and non-accrual loans, supported by strategic portfolio actions and successful upgrades. Deposit and loan growth continued, with management increasing targets for SBA production and highlighting expanded C&I banker teams supporting future pipeline strength. Strategic emphasis remains on C&I, SBA, and relationship-driven deposit growth, while exposure to CRE is being reduced as a percentage of the loan mix.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool